What Is Amortization? Types, Examples, and Importance

These are often 15- or 30-year fixed-rate mortgages, which have a fixed amortization schedule, but there are also adjustable-rate mortgages (ARMs). With ARMs, the lender can adjust the rate on a predetermined schedule, which would impact your amortization schedule. They sell the home or refinance the loan at some point, but these loans work as if a borrower were going … Read more

accounting software for startups 2

5 Best Accounting Automation Software Systems in August 2025 NetSuite offers a cloud-based accounting solution used by big names like Groupon and Philz Coffee. On the platform, you can take advantage of billing management, financial planning, and revenue recognition management features. Less Accounting also offers a four-tier bookkeeping service option as well. You pay based … Read more

Leverage Ratio: Guide to Financial Risk & Capital Structure

One of the primary risks is market volatility, where changes in local market conditions can impact property values and rental income. Additionally, investors face the risk of tenant vacancies, which can result in lost revenue and increased marketing expenses. Property damage, whether due to natural disasters or tenant negligence, can also result in significant repair … Read more